Making Benefits Changes Outside of Annual Enrollment (Qualifying Life Events)

The IRS only allows you to make changes to your benefit elections once a year, during the Annual Enrollment period, unless you experience a Qualifying Life Event, such as:

• Marriage
• Birth, adoption, or legal guardianship
• Divorce
• Death of spouse
• Death of child
• Employee and/or dependent gains coverage elsewhere
• Employee and/or dependent loses coverage elsewhere
• Loss of dependent status
• Gain/loss of eligibility for Medicare, Medicaid or the Children’s Health Insurance Program (CHIP)
• Receiving a Qualified Medical Child Support Order (QMCSO)

Changes cannot be made outside of the notification period. Once the notification period has passed, your next opportunity to make changes will be the Annual Enrollment period.
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Please note: Your elections will not take effect until the required documentation is received.