Basic Life and AD&D

Life and accidental death and dismemberment (AD&D) insurance are important parts of your financial security, especially if others depend on you for support. All benefits-eligible employees are automatically enrolled in a Basic Life insurance benefit, provided by MetLife and 100% paid for by RWJBarnabas Health. This benefit provides Basic Life insurance coverage equal to 1.5 times an employee’s salary, up to a maximum of $500,000.

Remember to designate a beneficiary and maintain current beneficiary records for your basic life insurance and any voluntary life insurance you elect. To update your life insurance beneficiary information, click here.

Voluntary Life Insurance

Eligible employees are offered an opportunity to buy additional amounts life insurance coverage for you, your spouse and eligible dependent children. Additional information on coverage amounts and cost is available on the Benefits Enrollment Portal. This coverage is provided by MetLife.

Long-Term Disability (LTD) Coverage

All benefits-eligible employees are automatically enrolled in long-term disability insurance equal to 60% of their salary up to a $10,000 monthly maximum. This coverage is provided by MetLife and is 100% paid for by RWJBarnabas Health.​

Note: Employees who are covered by a collective bargaining agreement may have some differences in the benefits offered and should check with their local Human Resources team or union leadership for further information.